Holiday Homes

Offering access to a panel of insurers for UK Holiday Home property at exclusive rates.

Risk Types Available

• Holidays Lerts
• 2nd Homes

Target Markets

This product is designed to provide flexible underwriting for all UK Holiday Home risks
• Holiday Lets
• Second Homes
• Contents Cover Available
Package Cover
• Full standard perils
• Accidental damage (optional)
• Subsidence, ground heave or landslip (unless specifically excluded at quotation stage)
• Property owners liability £2m
• Loss of rent or alternative accomodation (upto 33.3% of the building sum insured)
• Contents cover (optional)
• £100 excess increasing to £500 in respect of escape of water and £1000 in respect of subsidence
Cover for Unoccupied Periods
• Full standard perils
• The water being turned off at the mains and all tanks and pipes being drained, OR the central heating system being in continuous operation to maintain a minimum temperature of 59 degrees Fahrenheit / 15 degrees Celsius at all times.
• Property being secured
• £250 excess increasing to £500 in respect of escape of water and £1000 in respect of subsidence.

Not Suitable For

• Own Private Dwellings
• Long-term Unoccupied Properties
• Long-term Let Properties
• Grade 1/A Listed Buildings

Insurers Available

• AmTrust Europe Ltd.
• AXIS Specialty LondonSE

Commission Terms

Upto 25% Commission

Risk Transfer

Risk transfer cascades to brokers with ABACUS agency. Sub-broking only allowable with written authority.